• Examining the pension and insurance portfolio – examining the type of programs and structure of the deposits, the investment tracks, the scope of the insurance, and its costs, adapting the pension and insurance portfolio in all relating to regulatory changes, maximizing tax benefits.
   
• Examining the financial portfolio – charting and examining provident funds, study funds and personal investment portfolios, including adapting the savings level to your personal needs and preferences and, maximizing tax benefits given in these savings channels. Tmura and Davidoff Premium will consolidate together with you, the senior manager, the investment strategy and will execute a regular follow-up on its actual implementation by the investments managers. The follow up includes examining performances and adapting the risk level to your needs.
   
• Examining health and long-term care insurance – an examination of the existing programs and providing recommendations pursuant to your personal and familial needs.
   
• Commercial benefits on acquiring new programs – as a Tmura and Davidoff Premium insurant, you and your family are entitled to significant discounts when it acquiring insurance products and pension schemes in a range of insurance companies and investment houses. 
   
• Planning incomes at the age of retirement – planning income sources for the age of retirement from all the sources, including pension, income from real estate, inheritances, a refund of liabilities etc. Planning includes revaluing rights at the age of retirement.
     
• Ongoing accompaniment – in such a dynamic insurance and pension field, ongoing accompaniment of an experienced professional person is necessary. Therefore, you shall be entitled to a personal meeting in a frequency of one year with the goal of adapting the programs to changes in the regulation and taxation and to your personal needs that change according to age, marital status and salary.
•  Treatment of leaving work / retirement – in these significant events, Tmura and Davidoff Premium will provide you with a comprehensive plan regarding all necessary for preserving your rights in the pension and insurance programs including an examination of the relevant taxation aspects for compensation, retirement benefits and pension allowances.

The Customer Service Center “Tmura and Davidoff Premium” is at your disposal at telephone No:*6099 / or via email premium@Tmu.co.il